How will auto insurance claims affect my auto insurance rates in Florida? I am also wondering if I switch to a different auto insurance company, will they be able to see the car insurance claim made?

Thomas

Miami FL

Florida insurance providers vary in their rating systems so this would depend on how your specific insurance provider determines their auto insurance rates your auto insurance premium could be affected by the auto insurance claim made. I suggest that you contact your car insurance company to know exactly if the auto insurance claim will affect your auto insurance rates. To know about your auto insurance company’s rating system you may contact your state’s insurance regulatory body where insurance providers file their auto insurance rates with.

If you switch to a different auto insurance company, it is likely that the new auto insurance carrier will see the claim in your record. The reason for this is that auto insurance providers share information regarding previous auto insurance claims.

My car has been stolen recently. I already reported this to my car insurance company. I just want to know how long does it take for my insurer in Florida to pay for the claim?

Belle

Miami FL

Normally, auto insurance claims should be paid timely. Most states have time requirements required by law.

Typically car insurance claims should be processed as soon as possible and and should be handles immediately by auto insurance companies.

There are various factors that are being considered to know how long it will take for your auto insurance claim to be paid. Auto insurance claims claim should be handled and managed from the start so that you have a rental vehicle which may be applicable to some companies

Some auto insurance providers have a forty eight hour waiting period in case of stolen vehicle. Then your claims adjuster will start processing your auto insurance claim. You may also contact your Florida claims adjuster and you may ask them how long will it take to estimate, process and pay your auto insurance claim.