Reader’s Question: Can my insurance rate increase if I will be hit on the rear and my passengers will be paid by my uninsured/underinsured part of auto insurance? Zoe Philadelphia PA Typically, your insurance rate should not be increased due to uninsured/underinsured motorist claim that you or your passengers will file with your auto insurance [...]

Reader’s Question: What are simple procedures to keep in mind about filing my auto insurance claims? Sidney St. Paul MN Knowing now about what needs to be done when you get into an accident is more recommended than having to know it on the moment you get into the accident already. Knowing the procedures now [...]

Reader’s Question: A friend here in West Virginia filed a claim on his car insurance policy for the damages on his car. His car insurance provider explained to him that his car already experienced diminished value. Because of that, he couldn’t get the same amount as when he bought the car, what is diminished value? [...]

Reader’s Question: My car here in Colorado got wrecked in an accident, my question is can I file an auto insurance claim against the other party’s car insurance company or am I only allowed to file with my carrier? Nguyen Arvada, CO You have two options since you are allowed to file a claim to [...]

Reader’s Question: How will auto insurance claims affect my auto insurance rates in Florida? I am also wondering if I switch to a different auto insurance company, will they be able to see the car insurance claim made? Thomas Miami FL Florida insurance providers vary in their rating systems so this would depend on how [...]

Reader’s Question: I am looking for some ways to save on my auto insurance here in Wyoming so I was thinking to slash some things off. For a married guy with two kids, how do you think I can reduce the payment for my auto insurance? Jay Cheyenne, WY In case you are already up [...]

Reader’s Question: I just moved in here in New Jersey and unfortunately I’m still not very familiar with many things. Can I actually file a car damage claim here in New Jersey with my own car insurance? Kate Clifton, NJ Here in New Jersey, you have the option whether you are going to use your [...]

Reader’s Question: My car has been stolen recently. I already reported this to my car insurance company. I just want to know how long does it take for my insurer in Florida to pay for the claim? Belle Miami FL Normally, auto insurance claims should be paid timely. Most states have time requirements required by [...]

Reader’s Question: It’s kind of hard for me to make a decision regarding the car insurance policy that I will choose here in Illinois. Since it’s my first time to buy insurance, what are the things that I have to consider when choosing coverage based on the quote given? Ben Aurora, IL It will never [...]