Reader’s Question:

How will auto insurance claims affect my auto insurance rates in Florida? I am also wondering if I switch to a different auto insurance company, will they be able to see the car insurance claim made?

Thomas

Miami FL

Florida insurance providers vary in their rating systems so this would depend on how your specific insurance provider determines their auto insurance rates your auto insurance premium could be affected by the auto insurance claim made. I suggest that you contact your car insurance company to know exactly if the auto insurance claim will affect your auto insurance rates. To know about your auto insurance company’s rating system you may contact your state’s insurance regulatory body where insurance providers file their auto insurance rates with.

If you switch to a different auto insurance company, it is likely that the new auto insurance carrier will see the claim in your record. The reason for this is that auto insurance providers share information regarding previous auto insurance claims.