Reader’s Question: Can my insurance rate increase if I will be hit on the rear and my passengers will be paid by my uninsured/underinsured part of auto insurance? Zoe Philadelphia PA Typically, your insurance rate should not be increased due to uninsured/underinsured motorist claim that you or your passengers will file with your auto insurance [...]

Reader’s Question: What are simple procedures to keep in mind about filing my auto insurance claims? Sidney St. Paul MN Knowing now about what needs to be done when you get into an accident is more recommended than having to know it on the moment you get into the accident already. Knowing the procedures now [...]

Reader’s Question: If you got involved in an accident and the other person’s car insurance company is not included in the police report, what will you do? Is there any way for you to know their car insurance information or if they are insured? Please help. Margot New York NY   In most states you [...]